Some people remain uninsured in US and this number is increasing in number resulting in some serious debates at political level. There are various reasons attributed to the increase in number of uninsured.

The increased cost of insurance plans is considered to be one of the major reasons. This cost tempts some of the employers to refrain from giving the employees an insurance plan. Most of the uninsured people are either poor workers or unemployed people. Some people consider them as healthy and plan to go without it. Some insurance companies consider certain people as uninsurable and they remain uninsured. Others decide to avoid insurance temporarily.